Financial Advice, Savings and Loans
No.1 Copperpot Credit Union is a savings and loan business operating solely for the benefit of police officers and their families
You can benefit from a range of facilities when you join. Membership is completely free, and comes with an Instant Access Account. You also then have access to a range of products from notice accounts, junior accounts and loans of up to £25,000, all of which can be funded directly from your salary with payroll deduction, and which come with life insurance, up to age 65 at no cost to you.
Credit Unions are cooperatives, so while we offer similar products to a bank or building society, we operate totally differently. Our company is not for profit, and is owned by our members. Therefore when you join No1 CopperPot, you are becoming a shareholder in the business and all profits will be returned to you, the member, at the end of the financial year.
Our range of products is tailor made to fit around you in the different stages of your career, which is why we tailor make our loans to suit your needs, as well as our savings accounts.
Once you have joined, you can benefit from flexible affordable loans, with no penalties for early or lump
sum repayments and a ‘top up’ facility available for you to apply for more funds at any time.
Unlike banks, the interest on our loans is accrued daily, which means that you only pay interest on the actual amount that you owe. It also means that you can see your balance reducing with each payment. There are loans for all eventualities, so why not find out more? Visit our website www.no1copperpot.com or give us a call and you can discuss your options with us.
ISA Advice from No1 Copperpot
Most of us are aware of ISAs and that they are a great way to save tax-free, but if you don’t know what to look for in a Cash ISA then read on for some open and honest information that will help you choose the best way to invest your money.
Over the last 15 years the Tax Refund Company has reviewed the personal tax affairs of almost 2 million UK taxpayers. Over 1 in 3 people who complete the full process receive a tax refund.
Nearly all of these clients have been given the wrong tax code at some point in the previous 6 years for a number of reasons...
Visit the Tax Rebate web site at http://taxrebates.com/home.html