Cover on the travel policy is dependent upon FCO advice at the time of booking and the date of departure.
The FCO are currently advising against all but essential travel and as a result there is no cover under any section of the policy if you were to travel whilst this advice was in force.
Whilst the FCO are advising against all but essential travel if you were to book a holiday for a date later in the year there is no cover under the sections for Cancellation and Curtailment and Change of Itinerary and Travel Delay.
This is because of the general exclusion on page 16 point 7:
any circumstance that could have been reasonably foreseen as giving rise to a claim for Cancellation, Curtailment & Change of Itinerary or Travel Delay or Missed Departure at the time an Insured Journey was booked and paid for in part or in full;
The insurer has advised that a requirement by any Government to quarantine upon return would not be a reason to pay a claim providing the FCO were still permitting travel to the destination. Should any member choose not to travel the insurer would treat this as disinclination to travel and decline the claim.
This booklet highlights all the Benefits that are available to Group Insurance Scheme MemberView document
This booklet contains all the Information in relation to the Travel Policy and is effective betweenView document
Here you can download and view the Home Emergency Policy for 2021View document
Click here to view or download the Group Insurance mobile phone policyView document
Click Here to view the group Insurance Policy Schedule for 01/03/2021 - 28/02/2022View document
Click here to view or download the Personal Accident and Sick Page Insurance Group Policy wording for 2021View document
To view or download the life cover policy for serving members, click here.View document
Click to view or download the Critical Illness Policy for 2021View document
Download and Complete this form to keep your Beneficiary details up to date.View document